Are Attached Side Cars Covered Under Your Motorcycle Insurance?

Today’s motorcycles offer a wide range of fantastic additions and customizations. This is why so many people have sought after these bikes. They can use them the way they want to, even if that means purchasing an attached side car to make the experience even better. When you add on these valuable components to your bike, you increase its value. And that may mean that you need a comprehensive motorcycle insurance plan to protect those key features. Does yours cover all of your extras?

What Does Your Policy Cover?

Motorcycle insurance, like most types of vehicle coverage, should be customized to your specific vehicle or bike. The goal is to protect what you own from the risks you face. For this reason, it’s important to choose a plan that fits your specific bike and all of those extras you’ve added to it. The good news is this does not have to be difficult to do. You can work with your current insurer or select a new policy that’s a better fit. Consider doing this for all of the added features you have.

Attached side cars are just one example. Many people have custom metal work or paint jobs added to their bikes. Some people invest in high end accessories and the most elaborate of protective gear. Use your bike the way you want to, but be sure you’ve updated your policy to reflect all that you’ve invested into it.

The key here is to let your insurer know about the additions or the new details. Doing this helps your insurer to specifically cover those valuables. For example, if you decide to purchase a side car, you’ll want your motorcycle insurance to cover it. Don’t assume it will do so automatically, though. Rather, contact your insurer to increase the limit on your policy so it better represents this new value.

It only takes a few minutes to update your motorcycle insurance plan. Once you do so, you can feel good knowing that your bike is protected and that your investment is a solid one. Most of the time, this type of addition doesn’t have to add a lot of cost to the plan either. It’s just good financial security to make the upgrade.