WEDNESDAY, APRIL 26, 2017
After searching for months, you've finally found the home of your dreams. You've signed on the dotted line and moved in. Now it's time to ensure that you protect your home so that you and your family can avoid costly incidents.
1. Buy Home Insurance
If you haven't done so before moving into your home, make sure to buy home insurance. Home insurance protects you from a variety of risks that could otherwise cost you significantly. The right insurance can protect you from fire or severe weather related damages.
2. Protect Your Home from Liabilities
Another measure is to protect your home and finances from financial liability. Financial liability refers to your obligation to compensate a guest if they sustain injuries on your property.
To ensure your home is safe from accidents, you should anticipate and fix any problems like:
- Fix cracks in your walkway
- Fix creaky stairways
- Limit access to pools and trampolines
- Keep guests away from temperamental pets
Reducing your exposure to liabilities will help you avoid lawsuits and broken friendships.
3. Theft-Proof Your Home
Being the victim of theft is an awful feeling. In addition to losing valuable property, many people say they feel violated by the experience for years. Fortunately, there are measures you can take to reduce your chances of experiencing theft in your new home.
- Never leave your home looking unkempt
- Reinforce your windows and doors
- Leave a light on to make it look as if someone is home
- Never announce that you are away on social media sites
- Invest in a good home security system
The more measures you take to secure your home, the more unlikely it is that you will experience a break-in.
4. Fireproof Your Home
Another common threat that's ever-present when it comes to your new home is a home fire. Although home fires are less common, they can happen at any time.
To reduce the possibility of experiencing a home fire, you should fireproof your home as best you can. Fireproofing your home involves buying extinguishers and placing them strategically around your home. You should also use wood-burning fireplaces as sparingly as possible. And be sure to maintain your smoke detectors; that way you can ensure that they alert you to any fires that might spark in your home.
Protecting your home from a disaster can ensure you remain in your home for years. It can also save you money.
HIG – Henrich Insurance Group can help you get affordable coverage fast. Give us a call at (713) 349-0400 for a free Houston home insurance quote.
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