3 Things You May Not Know About Motorcycle Insurance

Just like with cars, all motorcycle owners are required to buy motorcycle insurance for protection on the road. But many people aren’t sure what this coverage provides in terms of benefits. The good news is that having a good motorcycle insurance policy in place protects you and the investment you’ve made in your bike. But let’s break it down and look closer at three of the main benefits of motorcycle insurance.

Your Choice of Motorcycle

When shopping for a motorcycle, you have plenty of options at your disposal. And insurance rates are different for each type of bike. But a good agency is able to write a policy for any type of bike, including custom-built bikes. Some agencies even write policies for scooters, golf carts and ATVs. Be sure that your motorcycle insurance policy is designed to protect the bike you own so you know you have the right amount of coverage.

Coverage for Your Safety Gear

Buying a motorcycle doesn’t stop with the bike and an insurance policy. You’ll also need safety gear—especially a good helmet—for protection out on the road. The best protective gear may come with a substantial price tag, so you’ll want to ensure that your policy covers these assets along with the bike. With the right coverage, you can get replacements for your gear if it’s damaged or stolen.

Policy Discounts

Insurance discounts may not be offered right off the bat, but you can often claim one if you ask your agent. You can save simply by bundling your motorcycle insurance with your car and/or home insurance, or by maintaining a clean driving record. Taking a few minutes to ask about discount options can help you save every month.